Henan provincial provident fund new deal credit card accumulated 6 period overdue loans – Sohu news 19ise.com

Henan provincial fund deal: cumulative credit card 6 overdue loans – the Sohu news reporter yesterday from Henan provincial organs housing fund management center was informed that the public housing within 5 years, with the real or the purchase contract, invoice, I can withdraw housing provident fund to buy housing; more than 20 years of age in the second-hand housing loans. In particular, if the applicant’s credit record (including commercial loans, credit cards, etc.) has accumulated overdue 6 or continuous overdue more than 3 period overdue records, no longer be loans (not calculated by both spouses). The new deal has been implemented since February 15th. Zhengzhou evening news reporter Hu Shenbing within 5 years of buying housing, provident fund can be extracted according to the new introduction of the "provincial housing provident fund extraction approval rules", purchase, construction, rehabilitation, overhaul housing workers and their spouses, parents, children, property owner by within 5 years of purchase, you can extract the housing fund, the same set of each housing extraction time, extraction of total amount shall not exceed the actual payment of the purchase, construction, rehabilitation, overhaul housing 1629 (net loan part). For the purchase of ordinary commercial housing has signed a purchase contract, but not yet obtained housing ownership, the extraction of housing provident fund, the need to provide extraction of identity cards, housing management department for 5 years to record the purchase contract, purchase invoices. The purchase of housing from all the housing, the extraction of identity cards, housing ownership within 5 years, the purchase of valid payment certificate (ordinary commodity housing, second-hand housing to show the total 1629 tax payment certificate). It should be noted that the purchase of housing or the repayment of housing loans, the total I can extract housing provident fund, the joint ownership of other people can not extract housing provident fund. With nine kinds of major diseases, six months can be extracted once workers and their spouses, parents, children suffering from nine kinds of major diseases, six months can be extracted once, each extraction amount shall not exceed the actual amount of personal expenditures within two years (excluding Medicare reimbursement part), within two years of accumulated personal expenses shall not exceed the actual amount of extraction. The medical record, hospital certificate, hospitalization expenses Certificate in two years, and the relationship between the patient and the patient were extracted when the person’s identity card was extracted and stamped by the hospital above the county level. Workers killed or declared dead from the housing accumulation fund can not be transferred to the housing provident fund roncador, the unit should be transferred to the bank account, the unit is unable to handle, can be transferred to the successor or legatee card or passbook. Provincial housing provident fund extraction time is from Monday to Saturday all day (except for national holidays), 9:00~12:00, 13:00~17:00. 28 months after the month no longer deal with the extraction approval business. Accumulated 6 period overdue repayment, not loan accumulation fund loan, the loan applicant meets the loan condition, the housing accumulation fund normal deposit time within two years (where the unit should pay social security) need to provide social security deposit proof. Social security monthly payment base should be consistent with the housing provident fund deposit base. If the applicant’s credit record (including commercial loans, credit cards, etc.) has accumulated overdue 6 or continuous overdue more than 3 period.

河南省直公积金新政:信用卡累计6期逾期不予贷款-搜狐新闻  记者昨日从河南省直机关住房资金管理中心获悉,市民买房5年内,凭房本或者购房合同、发票,可以提取本人住房公积金;购买房龄在20年以上的二手房不予贷款。尤其要注意的是,如借款申请人信用记录(含商业贷款、信用卡等)存在累计逾期6期或连续逾期3期以上逾期记录情况的,不再予以贷款(夫妻双方不合并计算)。新政自2月15日起执行。 郑州晚报记者 胡审兵   5年以内买的房,可以提取公积金   根据新出台的《省直住房公积金提取审批细则》,购买、建造、翻建、大修自住房的职工及其配偶、父母、子女、房产共有人凭5年内购房资料,可提取住房公积金,同一套住房每人提取一次,合计提取总额不得超过实际支付购买、建造、翻建、大修自住房的房款(扣除贷款部分)。   对于购买普通商品住房已签订购房合同,但是还没有取得房屋所有权证的,提取住房公积金时,需提供提取人身份证、5年内经房管部门备案的购房合同、购房发票。   购买自住房取得房屋所有权证的,提供提取人身份证、5年内房屋所有权证、购房有效付款凭证(普通商品住房、二手房提供显示总房款的契税完税证)。   需要注意的是,购买自住房或偿还住房贷款共有人本人可以提取住房公积金,共有人的其他关系不能提取住房公积金。   患九种重大疾病的,半年可提取一次   职工及其配偶、父母、子女患九种重大疾病的,半年可提取一次,每次提取金额不得超过两年内实际个人支出金额(扣除医保已报销部分),两年内累计提取不得超过实际个人支出金额。提取时提供提取人身份证、县级以上医院盖章确认的病历证明、住院证明、两年内住院费用凭证、提取人与患者之间的关系证明。   职工死亡或被宣告死亡提取住房公积金不能转入住房公积金龙卡时,应转入其单位银行账户,单位因故不能办理的,可转入继承人或受遗赠人的卡或存折。   省直住房公积金提取办理时间为每周一至周六全天(国家法定节假日除外),9:00~12:00,13:00~17:00。每月28日以后不再办理提取审批业务。   累计6期逾期还款,不予贷款   公积金贷款方面,借款申请人符合贷款条件,住房公积金正常缴存时间在两年以内的(所在单位应缴纳社保的)需提供社保缴存证明。社保月缴费基数须与住房公积金缴存基数相符。   如借款申请人信用记录(含商业贷款、信用卡等)存在累计逾期6期或连续逾期3期以上逾期记录情况的,不再予以贷款(夫妻双方不合并计算)。   此外,购买存量房房龄20年以上的不予贷款。相关的主题文章: