Trust investment income 6% fell below the two figure, even burst cashing risk worrying 倾巢出动的意思

Trust investment income 6% below the two digit even burst payment risk worrying Sina fund exposure: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click on [I want to complain], Sina help you expose them! Zhou Ziwai along with the trust yield continues to decline, the past accustomed to about 10% of the proceeds of the product has been difficult to find. According to the statistics of utility research, in July this year, the trust rate of collective trust dropped to 6.59%, which was the first drop in 7% years in the past seven years. And this trend will continue. So, in the era of economic downward pressure superimposed asset shortage, trust investment should be how to play? Trust companies suggest that, compared with pure creditor’s rights products, equity or hybrid products configuration may be able to make up for the lack of yield. At the same time, for the purpose of risk prevention and control, investors should be more cautious about the selection of trust products. 6% era at the beginning of the year fell below 8%, the trust yield decline trend continues, entered in September, the trust yield even fell below 6%. According to the use of trust network statistics, the national day before the founding of trust products expected annualized yield of 6.47%, down 0.55 percentage points compared with the previous week. In fact, due to the global changes in the economic cycle, capital market volatility, the central bank to cut interest rates, local governments and large enterprises to reduce the cost of financing such as changes in the macroeconomic environment affected by bonds directly, since the second half of 2015, a collection of trust yield was decreased slowly. And the constant yield, which means that investors need to reduce their demand for investment income. "This year prices have become like this, a little bit of money, you do not invest in real estate, what are you waiting for?"" A large northern trust company headquarters sources said that at present the enthusiasm of investors is less than last year, in addition to yield factors, one of the reasons for this situation is the securities investment trust is no longer hot 2015. Statistics show that as of June 30th this year, the trust industry issued a total collection of trust products 94 billion 800 million yuan, set up a product size of 376 billion 300 million yuan, respectively, over the same period last year decreased by 40% and 14%. It is worth noting that the downward trend in trust yields may continue. Study on the trust network that, in the long term, with the benchmark interest rate continued to decline and drop quasi liquidity effect released gradually, expected rate of return will maintain low trust products. Xiamen International Trust Research and Development Department Deputy General Manager Liu Xiongzhou of the Economic Observer newspaper said that in the macroeconomic data remains bottom trend, the future collection of trust products yield is still some downside, but in the market environment has not changed significantly under the condition that the downward space is limited, the speed should be downward slow down. It is worth mentioning that the trust company is looking for the next growth point in the market hot spots. The enthusiasm of the trust company is stimulated by the real estate market. State investment trust trust research report shows that since 2016, the scale and proportion of real estate trust issuance has shown a significant upward trend. Collection type real estate trust from the first quarter of a single month billion yuan theory

信托投资收益6%跌破两位数 连爆兑付风险令人忧 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   周子崴   随着信托收益率的持续走低,以往习以为常的10%左右收益的产品已难以寻觅。   据用益研究统计,今年7月,集合信托收益率降至6.59%,是近七年来首次跌破7%。而这种趋势或将延续。   那么,在经济下行压力叠加资产荒的时代,信托投资应该怎么玩?信托公司人士建议,相对于纯债权类产品,股权或者混合型产品的配置或许能够弥补收益率方面的不足。与此同时,出于风险防控的目的,投资者对于信托产品投向的甄选应当更为审慎。   6%时代   在年初跌破8%以后,信托收益率下滑态势仍在持续,进入9月,信托收益率甚至一度跌破6%。据用益信托网统计,国庆前一周成立的信托产品预期年化收益率为6.47%,较此前一周下降0.55个百分点。   事实上,受全球经济周期变化、资本市场剧烈动荡、央行降息、地方政府以及大型企业通过直接发债降低融资成本等宏观环境变化影响,自2015年下半年开始,集合信托收益率就呈缓步下降趋势。而不断下探的收益率这意味着投资者需要降低自己对投资收益的要求。“今年房价都成这样了,稍微有点钱的人,你不去投资房产还等什么呢?”北方某大型信托公司总部人士称,目前投资者热情确实不及去年,除收益率因素外,造成这种局面的原因之一是证券投资类信托已不复2015年的火热。统计数据显示,今年以来截至6月30日,信托行业共发行集合信托产品948亿元,成立产品规模3763亿元,分别较去年同期下降40%和14%。   值得注意的是,信托收益率下行的态势或许仍将持续。用益信托网研究认为,从长期来看,随着基准利率的持续下滑及降准所释放的资金流动性效应逐渐显现,预计信托产品收益率还会维持低位。   厦门国际信托研究发展部副总经理刘雄舟对经济观察报表示,在宏观经济数据仍保持探底趋势的情况下,未来集合信托产品收益率仍然有一定的下行空间,但在市场环境未发生重大变化的情况下,下行的空间比较有限,下行的速度应当会有所减缓。   值得一提的是,信托公司正在市场热点中寻觅下一个增长点。房地产市场的火热激发了信托公司的热情。国投泰康信托研究报告显示,2016年以来,集合房地产信托的发行规模和占比都呈显著的上升趋势。集合类房地产信托从一季度单月百亿元的发行规模,逐步上升至8月份的167亿元,集合房地产信托的发行占比从年初的不到10%逐步提升到8月份的17%。   不过,前述信托公司人士则表示,楼市的升温并不代表着房地产信托一定会成为信托公司大量发行的品种,因为相较于信托,优质的房地产公司能够找到成本更低的融资途径。这或许意味着高收益的集合房地产信托产品仍然难以较多出现。   信托投资怎么玩?   除收益率下行外,连连爆发出的信托产品兑付风险也足以让投资者“悬着心”。刘雄舟表示,现阶段,投资者选择信托产品应当更加注意风险控制措施,根据自己的风险承受能力及投资偏好选择相应风险的信托产品。信托产品的风险和收益是相互匹配,通常投资于房地产、证券市场的信托项目风险略高,但其收益也相对较高;而投资于基础设施的信托项目比较稳定,现金流量明确,安全性好但收益相对较低。   刘雄舟指出,信托产品风险控制主要包括担保措施和结构化设计,投资者要查看担保措施是否完备,万一项目出现问题,原先预设的担保措施是否能及时有效地补偿信托本息。现在很多信托产品会采取双重甚至三重担保措施,以提高信托产品的信用等级。而结构化设计要关注优先级与劣后级之间的比例,看劣后能否很好的覆盖优先级本息。   而针对于信托产品不同于传统理财的特点,投资者应该选择自己熟悉或认可的投向领域,因为客户熟悉才能有客观的理解和准确的判断,如果不熟悉一定要听取专业人士的客观分析和讲解,否则一旦因冲动购买自己不熟悉或不认可的产品,投资者难免在产品没到期前会心中没底而提心吊胆。   用益信托网研报称,在现行市场环境下优质资产缺乏仍将继续,高净值投资者一方面要降低对投资收益的预期,另一方面要加大资产的多元配置。   前述信托公司人士则建议在收益率下行的通道中,投资者或可更多配置股权类或混合型产品以补偿纯债产品收益率的不足,即便在收益率下行的浪潮中,也能获得相对客观的收益水平。与此同时,中长期限的信托项目或应当得到更多的关注,因为短期收益率表现并不会理想,而且很难说三年之后利率能够降到什么程度。他表示:“我们就遇到很多客户说早知道买三年期或者五年期的产品,假如站在今天的时点往之前推,那些8%、10%的产品都是超级好的产品”。 进入【新浪财经股吧】讨论相关的主题文章: